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Product

Multi-Claim Critical Illness

A tax-free lump sum if you're diagnosed with one of the listed serious illnesses — with the option to claim more than once.

From

£11/mo

Term

15–40 years

Cover

£25k – £500k

What you get

Multi-claim structure

Unlike traditional CIC which pays once and ends, you can make separate claims for separate illnesses across the policy term.

50+ covered conditions

Including cancer, heart attack, stroke, multiple sclerosis, Parkinson's, kidney failure and more. Full list on application.

Children's cover included

Your policy automatically covers any biological or adopted children from birth to 22 years old, at no extra cost.

Partial payments

Lower-severity conditions pay a partial sum (typically 25%), without reducing your full benefit.

Pair it with Term Life

Buy alongside Dividend Term Life for combined coverage at a discounted premium.

How it works

Our multi-claim structure is designed around the reality of modern medicine — people survive illnesses they wouldn't have 30 years ago, and may face different illnesses later. Your cover continues after each claim so you're never caught short.

Quotes are arranged and underwritten by our UK insurance partner agencies who hold the relevant regulatory permissions. AssuraCover is a free comparison service — we are not an insurer.