Product
A monthly income if illness or injury stops you working — replaces up to 60% of your salary.
From
£14/mo
Term
To retirement age
Cover
Up to 60% of salary
Monthly income, not a lump sum
We pay a tax-free monthly benefit for as long as you're unable to work, up to your chosen benefit period.
Choose your waiting period
4, 13, 26 or 52 week deferred periods. Longer waits = lower premium.
Own-occupation definition
You can claim if you're unable to do your own job, not just any job — a much stronger definition than most competitors.
Guaranteed renewable
We can't cancel your cover or single you out for premium increases, no matter how many times you claim.
Income Protection is often the most overlooked policy in the UK. If you can't work for 6 months, your mortgage still needs paying. We'll cover up to 60% of your gross earnings for as long as you need.